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Did you know that having a $5,000 credit card limit can drastically reduce your borrowing capacity?

Clear your credit card and consolidate them into your home loan to reduce your monthly outgoings, commonly referred to as debt consolidation. There is more you can do to reach your goals

Home loan interest rate rising? There may be other options

It was great while it lasted, but the rate cut party is well and truly over. Today we look at how you could potentially reduce your home loan interest rate without relying on the Reserve Bank.
20/05/2026/by Ben Behar

Federal Budget 2026: how it could affect your property plans

Reforms to negative gearing and capital gains tax have been unveiled in the latest national budget. Here’s what they could mean for investors, first home buyers and home owners.
13/05/2026/by Ben Behar

Cash rate increases for the third time this year, now up to 4.35%

The hits just keep coming for mortgage holders, with the Reserve…
05/05/2026/by David Barbeler

How to turn your new-build dreams into reality

There’s no better feeling than living in a brand new home - it’s fresh, clean and it’s all yours. But financing a new-build works very differently from buying an established home. Here’s what you need to know.
29/04/2026/by Ben Behar

Could your home loan pre-approval be out of date?

Having loan pre-approval can be a smart move for home buyers. But the recent Reserve Bank cash rate hikes could leave your pre-approval in need of an update.
22/04/2026/by Ben Behar

Why buyers are defying rate hikes and rising fuel prices

Rate hikes and soaring fuel prices aren’t dampening home buyer enthusiasm, with a strong majority of Aussies still believing the time to buy is now. We look at why home-buying sentiment remains so high.
15/04/2026/by Ben Behar

One-in-five investors snatch up interstate properties

Is the grass really greener on the other side? Maybe. Australia has seen a surge of investor activity in recent years, with investment loans reaching record highs. But as home prices rise, plenty of investors are looking beyond their own backyard and making interstate purchases.
08/04/2026/by Ben Behar

5% Deposit Scheme helps more than 300,000 Aussies buy a first home

Buying a first home doesn’t have to mean years of eating beans on toast while you scrape together a 20% deposit. Here’s how you could break into the property market with just a 5% deposit. 
01/04/2026/by Ben Behar

Good news for buyers – surge in homes hitting the market

If you’re in the market for a home, you may have noticed there hasn’t always been a whole lot of choice in recent months. Fortunately, it looks like property listings are really starting to pick back up. Here’s how to make the most of the increase in choice.
25/03/2026/by Ben Behar

Double trouble! RBA lifts cash rate by another 25 basis points to 4.10%

More bad news for mortgage holders around the country: the Reserve Bank of Australia (RBA) today raised the cash rate for the second time this year to 4.10% in a 5-4 split decision vote. How might this impact your monthly mortgage repayments?
17/03/2026/by Ben Behar
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TLO Melbourne (560266) trading as The Loan Operator, Steve Morrison (387547) and Ben Behar (469505) are credit representatives of NewCo Financial Services Pty Limited Australia Credit Licence 385054.
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