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Answers to your Questions
Did you know that having a $5,000 credit card limit can drastically reduce your borrowing capacity?
Clear your credit card and consolidate them into your home loan to reduce your monthly outgoings, commonly referred to as debt consolidation. There is more you can do to reach your goals
RBA hikes cash rate for fourth time this year, up to 4.60%
Here we go again… The Reserve Bank of Australia (RBA) has raised the cash rate for a fourth time this year to 4.60%. Check out this week’s article to find out why they felt the need to pass on more borrowing pain to mortgage holders.
How you could still negatively gear a rental property
The federal budget introduced major tax reforms for property investors, but it may still be possible to enjoy the potential tax benefits of negative gearing. Here’s how it could be done.
Why holding out for lower prices could hurt first home buyers
In today’s easing market, it may be tempting to wait for property prices to fall further. But it’s a strategy that could see first home buyers left disappointed. We explain why.
Spring selling season is here. What’s different in 2026?
Australia’s peak property season is underway, and spring 2026 is shaping up as a buyers’ market. Here’s what the experts say we can expect in the weeks ahead.
Could rates lift off again before Xmas? Here’s how to prepare
Several of the big banks have pivoted on their rate outlook, and are now predicting rate hikes (rather than no change or a fall) this side of Christmas. It could be a cue for homeowners to plan rather than panic.
Could you spot a property scam? Spoiler alert: over 2 in 5 can’t
Property transactions involve big bucks - and that makes them a big target for scammers. With large sums of money at stake, we reveal what to look out for, and how to protect yourself from property settlement scams.
The silver lining of a cooling property market for home owners
While rising prices were the talk of the town not so long ago, the tide has started to turn, with property values beginning to soften - but it's not all bad news for home owners.
What’s a competitive rate right now? Nearly 50 lenders offer variable rates below 6%
Great news! Homeowners can breathe a sigh of relief, with the RBA keeping the cash rate on hold in August. But just because the cash rate is sitting tight, doesn’t mean you have to.
Was your offset account flagged in the ASIC investigation?
So it turns out some mortgage offset accounts haven’t been working as intended, according to a recent investigation. Here’s how to check if your home loan offset account has actually been helping you save.
How to avoid this common home buyer trap
Waiting for home prices to ‘bottom out’ before buying may seem like a smart strategy but it could work against you. Here are the risks of holding out and hoping for lower prices.
