Blog


BLOG
Answers to your Questions
Did you know that having a $5,000 credit card limit can drastically reduce your borrowing capacity?
Clear your credit card and consolidate them into your home loan to reduce your monthly outgoings, commonly referred to as debt consolidation. There is more you can do to reach your goals
All 10
All 10 /Asset and equipment finance 0 /Boutique Services 0 /Calculators 0 /Commercial and business loans 0 /Contractor Loans 0 /First Home Buyer 0 /Freelancer Home Loans 0 /Home Loans 0 /House and land 0 /Investment Loans 0 /News & Trends 10 /Non Profit Worker Loans 0 /Nurses + Healthcare 0 /Paramedics 0 /Refinance and debt consolidation 0 /Refinance to renovate 0 /Refinancing 0 /Reverse mortgages 0 /Salary Packaging 0 /Self managed super 0 /Tips 0 /Who We Help 0

Home loan interest rate rising? There may be other options
It was great while it lasted, but the rate cut party is well and truly over. Today we look at how you could potentially reduce your home loan interest rate without relying on the Reserve Bank.
20/05/2026/by Ben Behar
Federal Budget 2026: how it could affect your property plans
Reforms to negative gearing and capital gains tax have been unveiled in the latest national budget. Here’s what they could mean for investors, first home buyers and home owners.
13/05/2026/by Ben Behar
Cash rate increases for the third time this year, now up to 4.35%
The hits just keep coming for mortgage holders, with the Reserve…
05/05/2026/by David Barbeler
How to turn your new-build dreams into reality
There’s no better feeling than living in a brand new home - it’s fresh, clean and it’s all yours. But financing a new-build works very differently from buying an established home. Here’s what you need to know.
29/04/2026/by Ben Behar
Could your home loan pre-approval be out of date?
Having loan pre-approval can be a smart move for home buyers. But the recent Reserve Bank cash rate hikes could leave your pre-approval in need of an update.
22/04/2026/by Ben Behar
Why buyers are defying rate hikes and rising fuel prices
Rate hikes and soaring fuel prices aren’t dampening home buyer enthusiasm, with a strong majority of Aussies still believing the time to buy is now. We look at why home-buying sentiment remains so high.
15/04/2026/by Ben Behar
One-in-five investors snatch up interstate properties
Is the grass really greener on the other side? Maybe. Australia has seen a surge of investor activity in recent years, with investment loans reaching record highs. But as home prices rise, plenty of investors are looking beyond their own backyard and making interstate purchases.
08/04/2026/by Ben Behar
5% Deposit Scheme helps more than 300,000 Aussies buy a first home
Buying a first home doesn’t have to mean years of eating beans on toast while you scrape together a 20% deposit. Here’s how you could break into the property market with just a 5% deposit.
01/04/2026/by Ben Behar
Good news for buyers – surge in homes hitting the market
If you’re in the market for a home, you may have noticed there hasn’t always been a whole lot of choice in recent months. Fortunately, it looks like property listings are really starting to pick back up. Here’s how to make the most of the increase in choice.
25/03/2026/by Ben Behar
Double trouble! RBA lifts cash rate by another 25 basis points to 4.10%
More bad news for mortgage holders around the country: the Reserve Bank of Australia (RBA) today raised the cash rate for the second time this year to 4.10% in a 5-4 split decision vote. How might this impact your monthly mortgage repayments?
17/03/2026/by Ben BeharServices

© 2017 The Loan Operator
All rights reserved


