• Learning Hub

Our learning hub offers a variety of tips, tricks and strategies to help you kick-start your investments.

Have a read through the blog posts, calculate answers or download some free resources for insider mortgage and lending advice.

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Answers to your Questions

Did you know that having a $5,000 credit card limit can drastically reduce your borrowing capacity?

Clear your credit card and consolidate them into your home loan to reduce your monthly outgoings, commonly referred to as debt consolidation. There is more you can do to reach your goals

What are Australia’s most popular vehicles? The 2020 results are in

Long gone are the days of Holden vs Ford. These days it’s all about the SUV vs the great Australian ute. So which vehicle type topped the list in 2020?
13/01/2021/by Steve Morrison

Still haven’t found what you’re looking for? Listings to pick up soon

While you were kicking your feet up over the festive season, did you flick open your phone and scroll through real estate listings in your dream location? If so, you might’ve noticed there were fewer properties listed for sale than usual. Here’s why.
13/01/2021/by Steve Morrison

New year, new you: 3 quick and easy finance resolutions

Whenever we think of New Year’s resolutions, the first thing that comes to mind is a health kick. But here are three (easy) New Year’s resolutions that’ll help improve your financial wellbeing in 2021.
06/01/2021/by Steve Morrison

Happy New Year! Here’s to a prosperous 2021!

Well, that was a year for the history books. Time to start looking forward, we reckon! And the good news is 2021 offers plenty of promise. So what’s your New Year’s resolution?
30/12/2020/by Steve Morrison

Season’s Greetings! Bring on 2021!

To all our wonderful clients: this has been a year like no other, so we can only hope that you’re treated to a relaxing time with family and friends this festive season.
23/12/2020/by Steve Morrison

Warning to SMEs: payment times have completely blown out

Small businesses are receiving payments from clients a month late on average - that’s 18 days longer than last year. Make sure your business's cash flow isn’t adversely impacted this holiday season.
16/12/2020/by Steve Morrison

Love thy neighbour: how to protect your home these summer holidays

How comfortable do you feel leaving your home unattended when you go on holidays? Turns out that those who know their neighbours best have more peace of mind.
16/12/2020/by Steve Morrison

Be careful of loading up on ‘buy now, pay later’ purchases this Xmas

‘Tis the season to be jolly, but it’s important not to get carried away when using ‘buy now, pay later’ providers to fund that festive spirit. That’s because one-in-five users struggle to make their repayments, new research has found.
09/12/2020/by Steve Morrison

How well do you know your finance jargon? Take our quiz!

The finance industry has a bunch of acronyms and abbreviations that can make the home buying process a little confusing. But they’re not as difficult to understand as you might think. Take our short quiz to see how many you can answer!
02/12/2020/by Steve Morrison

8 ideas to improve your business’s cash flow over the festive season

The festive season is fast approaching and this year, more than ever, it’s important for businesses to ensure they have their cash flow management in order. Here are our top 8 ideas to help you through the upcoming period.
19/11/2020/by Steve Morrison
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CALCULATORS

 

Explore our popular range of calculators to work out your home loan repayments, stamp duty, savings targets, budget planning, purchase and selling costs, offset account savings and more.

 

Loan Repayment Calculator

What do I have to pay per month, fortnight or per week for my home loan?

 

Borrowing Capacity Calculator

Get and indication of how much you can borrow from our lending panel

 

Online Budget Planner

Work out what you spend versus what you earn – how much is leftover to save?

 

Compound Interest Calculator

Our calculator can show you the power of compounding interest on your savings?

Home Loan Offset Calculator

How much interest can you save by offsetting your savings against your loan?

 

Credit Card Calculator

See how quickly you can pay off your credit card debt by making extra repayments?

 

Extra Repayment Calculator

Learn how extra repayments can save you time and money on your home loan?

 

How Long To Repay Calculator

Work out how long it will take you to be mortgage free?

Income Tax Calculator

Will help you calculate what you earn after tax – your net income.

 

Interest Only Calculator

Calculate the true cost of taking out an interest only home loan

 

Lump Sum Repayments

Can I pay a lump sum? How does it affect my loan?

 

Home Buying Costs Calculator

Calculate upfront and ongoing costs when buying your new home.

Property Selling Charges

Calculate the costs associated with selling your property.

 

Increase Your Savings

By making regular deposits work out what your future savings will be?

 

Stamp Duty Calculator

Calculate the stamp duty on any property bought in Australia.

 

Rent vs Buy Calculator

The age old question, do I rent or do I buy a property in which to live?

Resources

There’s a lot, you need to get your head around, when comes to buying a house and getting a home loan. That’s why we’ve assembled these free resources, to help you successfully navigate The Property and Finance Minefield. (Subtle plug of my book written for the first time home owner and property investor)

The Loan Operator (490658) and Steve Morrison (387547) are credit representatives of NewCo Financial Services Pty Limited Australian Credit Licence 385054.
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