CONTRACTOR LOANS FOR CREATIVE PROFESSIONALS
Not all jobs are steady 9-5!
If you’re a creative professional, it’s likely your days (and nights) are always busy but your earnings ebb and flow.
For actors, events-based professionals, musicians, production crew and artists, it can feel frustrating to be overlooked for loans because of the way your industry works.
However, with the right evidence of your income and the right support on your side, it is more than possible to secure a home loan as a creative professional.
Contact your creative professional and contractor loan specialist
HOME LOANS FOR CONTRACTORS
Now you have established your reputation as a creative professional, you can rely on a steady stream of commissions, gigs and contracts.
As a result, you can definitely be a candidate for a loan.
Get the help of an expert broker who understands which lenders to apply to and how to demonstrate that you are capable of repaying a loan.
CAN I BORROW MONEY FOR A HOME LOAN AS A CONTRACTOR, ARTIST OR MUSICIAN?
If you have a good credit history, a substantial annual income and evidence of being able to save money, you can definitely be considered for a home loan.
Here are some of the things you will need as part of your application:
- evidence of your income for the last 2-5 years;
- evidence of your personal debt (ideally it will be very minimal);
a good credit history, and
- evidence you have been saving for a deposit (this could also include proving you have been steadily paying rent).
Take a look at this video for more information about figuring out how much you can borrow: coming soon
The most important thing you need when applying for a creative professional or contractor loan is someone who can walk you through the process and help you come up with a plan that will allow you to achieve your goals.
MEET YOUR CONTRACTOR LOANS SPECIALIST
With a ten year history as a mortgage broker, I have helped over one hundred creative professionals to get their home loan application over the line.
Whether you have a deposit saved and ready to go or you just want to know what your options are, I can help you understand what to do at every step.
My services include researching the lenders that offer the most competitive mortgages to Australians who don’t have the usual 9 to 5 job.
CONTRACTOR LOANS: HOW IT WORKS
If you’re a creative professional who does contract work and you are looking to buy a home, it makes sense to work with a mortgage broker who understands what’s possible for you.
- Book a time to speak with me and we’ll go through your circumstances, your plans and your ideal outcome.
- I’ll let you know how much you can borrow based on your savings, current interest rates and your borrowing options.
- Then we will work together to prepare an application with a lender who can provide the most suitable options.
IMPORTANT INFORMATION ABOUT HOME LOANS FOR CONTRACTORS
Because contracting work doesn’t come with a regular salary like a PAYG employee, it is critical that when presenting your application, the person assessing your loan understands your unique circumstances and earning potential so they can confidently approve you.
For the past 10 years, that is what I have built significant expertise in; helping contractors like you to package up and present your application in the right way so the lender is comfortable to take you on as a client.
Get in touch to schedule your first appointment.
Contact your contractor loan specialist