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Did you know that having a $5,000 credit card limit can drastically reduce your borrowing capacity?

Clear your credit card and consolidate them into your home loan to reduce your monthly outgoings, commonly referred to as debt consolidation. There is more you can do to reach your goals

Season’s greetings! Here’s to a well-earned summer break

As the Christmas and New Year's festive season rolls around, we want to take a moment to sincerely thank you for your trust and support throughout 2025.
21/12/2025/by Ben Behar

Your suburb’s 2025 property report card is in

You might've seen recent headlines that national property prices made another big jump this year. But do you know exactly how your suburb and property type performed? Well, today we’ll show you how to find out in just a few quick clicks.
17/12/2025/by Ben Behar

No Christmas rate cut – could rates rise in 2026?

Not so long ago plenty of economists were tipping a fresh round of rate cuts in 2026. But the picture’s not so clear anymore. There’s even talk of possible rate hikes next year. Here’s how you can prepare.
10/12/2025/by Ben Behar

2% deposit scheme ‘Help to Buy’ launches

Imagine being able to buy your own home with just a $12,000 deposit. That's what the federal government’s new Help to Buy shared equity scheme can offer. But there are some pros and cons to be aware of. Let’s take a look.
03/12/2025/by Ben Behar

Why now may be the time to buy a rental property

2025 has been a big year for property investors. But the rapid growth of investment lending has fuelled speculation about a possible crackdown on loans to property investors. We explain what’s happening, and why it might be worth considering bringing forward your plans. 
26/11/2025/by Ben Behar

5-year goal: 1-in-3 Gen Zs planning to buy a first home

Gen Z may be known for being tech savvy, but they’re also showing their smarts when it comes to home buying, with a surprisingly large number preparing to buy their first home before the end of the decade. Here’s how Gen Zs are making their home-buying plans happen.
19/11/2025/by Ben Behar

Australian home owners focus on paying down debt

To save or to pay down your home loan, that is the question. Ok, so it’s not Shakespearean levels of contemplation – but it’s still a big decision facing many Australian families right now. Let’s take a look at what the majority of home owners are leaning toward.
12/11/2025/by Ben Behar

Time to buy? House prices tipped to heat up this summer

Property prices are running hot as we head into summer, and the market is tipped to dial up even further over the next 12 months. Here’s how it could shape your home-buying plans.
05/11/2025/by Ben Behar

Forget 'The Block', more homes are selling at auction

Season 21 of The Block may be over but the sales are not, with two homes failing to find buyers at auction. It’s a different story across the broader market though. As auction clearance rates heat up we explain how to get your auction game on. 
29/10/2025/by Ben Behar

All aboard! The affordability of just one extra train stop

If you’ve just boarded the home buyer express, chances are ‘value’ is high on your list of neighbourhood must-haves. Well, it turns out that house hunters who are happy to stay on the train for just one more stop can be rewarded with savings totalling hundreds of thousands of dollars.
22/10/2025/by Ben Behar
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TLO Melbourne (560266) trading as The Loan Operator, Steve Morrison (387547) and Ben Behar (469505) are credit representatives of NewCo Financial Services Pty Limited Australia Credit Licence 385054.
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