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Did you know that having a $5,000 credit card limit can drastically reduce your borrowing capacity?

Clear your credit card and consolidate them into your home loan to reduce your monthly outgoings, commonly referred to as debt consolidation. There is more you can do to reach your goals

One-in-five investors snatch up interstate properties

Is the grass really greener on the other side? Maybe. Australia has seen a surge of investor activity in recent years, with investment loans reaching record highs. But as home prices rise, plenty of investors are looking beyond their own backyard and making interstate purchases.
08/04/2026/by Ben Behar

5% Deposit Scheme helps more than 300,000 Aussies buy a first home

Buying a first home doesn’t have to mean years of eating beans on toast while you scrape together a 20% deposit. Here’s how you could break into the property market with just a 5% deposit. 
01/04/2026/by Ben Behar

Good news for buyers – surge in homes hitting the market

If you’re in the market for a home, you may have noticed there hasn’t always been a whole lot of choice in recent months. Fortunately, it looks like property listings are really starting to pick back up. Here’s how to make the most of the increase in choice.
25/03/2026/by Ben Behar

Double trouble! RBA lifts cash rate by another 25 basis points to 4.10%

More bad news for mortgage holders around the country: the Reserve Bank of Australia (RBA) today raised the cash rate for the second time this year to 4.10% in a 5-4 split decision vote. How might this impact your monthly mortgage repayments?
17/03/2026/by Ben Behar

Offset accounts surge as homeowners race to beat higher rates

Who wouldn't want to save on home loan interest and pay off their mortgage faster? Homeowners are increasingly turning to offset accounts to do just that. So today we'll look into whether an offset account could benefit you.
11/03/2026/by Ben Behar

How first home buyers can buy up to five years sooner

As home prices climb higher, first home buyers can feel like the goal posts are continually shifting further out of reach. But there is a way to cut years off the time taken to buy a home.
05/03/2026/by Ben Behar

How much do you need to earn to buy a home in 2026?

Sure, saving a deposit is important, but your income can hold the real key to getting into the market. That’s because it shapes your borrowing power.
26/02/2026/by Ben Behar

Thinking of a tree change? You might find more affordable homes

Growing numbers of younger Australians are opting for regional living, and part of the lure of a 'seachange' or 'treechange' can be the chance to get more bang for your buck.
19/02/2026/by Ben Behar

Which generation tops housing wealth in Australia?

Myth busted! Baby Boomers no longer own the bulk of housing wealth in Australia. We reveal who does, and how you could get started in the property market.
12/02/2026/by Ben Behar

RBA hikes the cash rate by 25 basis points to 3.85%

Bad news for mortgage holders around the country: the Reserve Bank of Australia (RBA) today raised the cash rate by 25 basis points to 3.85%. Today we’ll look at why it did so, and how this rate hike could impact your monthly mortgage repayments.
03/02/2026/by Ben Behar
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TLO Melbourne (560266) trading as The Loan Operator, Steve Morrison (387547) and Ben Behar (469505) are credit representatives of NewCo Financial Services Pty Limited Australia Credit Licence 385054.
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