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Answers to your Questions

Did you know that having a $5,000 credit card limit can drastically reduce your borrowing capacity?

Clear your credit card and consolidate them into your home loan to reduce your monthly outgoings, commonly referred to as debt consolidation. There is more you can do to reach your goals

Sounds of silence: how traffic noise can impact property values

‘Close to public transport’ is often touted as a plus for…
27/03/2025/by Steve Morrison

5 fun (and budget-friendly) ideas for an Easter staycation

This Easter offers more than chocolate eggs and hot cross buns.…
20/03/2025/by Steve Morrison

Low cost renos to help keep your home cosy this autumn

It’s been a long, hot summer, but the seasons are shifting…
13/03/2025/by Steve Morrison

Was that the shortest property downturn ever?

The so-called market ‘downturn’ we saw over the last few months was a blink-and-you-miss-it affair. Home prices are once again on the up. We unpack what’s happening – and why now could be a good time to buy.
05/03/2025/by Ben Behar

Major change coming to mortgage rules for university grads

Good news for the three million Australians who have a student debt. New rules are on the cards that could soon increase their borrowing power when applying for a home loan.
26/02/2025/by Ben Behar

RBA cuts the cash rate for the first time since 2020

Finally, a long-awaited reprieve for borrowers. The Reserve Bank of Australia has today cut the cash rate by 25 basis points to 4.10%. How much could this rate cut decrease your monthly mortgage repayments? And can we expect more cuts this year?
18/02/2025/by Ben Behar

The scheme that’s helped 193,000 Aussies buy a first home

If you’re in the market for a first home, there’s one scheme you should know about. It’s called the Home Guarantee Scheme, and it could slash the time it takes to buy a place of your own by several years. Here’s how it works.
11/02/2025/by Ben Behar

What happens to my home loan if interest rates fall?

Great news for home owners – plenty of economists are tipping an RBA rate cut for February. Assuming it happens, once the celebrations have died down, what next? We explain what to expect when rates head south.
05/02/2025/by Ben Behar

The top 5 location turn-offs for Aussie home buyers

Ever spotted a bargain property and then thought to yourself: ‘What’s the catch?’ Well, more often than not there’s a good reason behind a lower-than-expected price tag. And while an undesirable location might not be a deal breaker for you, it could make it harder to sell later.
29/01/2025/by Ben Behar

How to finance your 2025 home renovation

Bathroom blitz? Kitchen kit out? Or perhaps some landscaping love might be on your house upgrade wishlist for 2025? If so, it’s worth knowing what reno finance options are available. Today we'll explain some ways to fund your home improvement project.
22/01/2025/by Ben Behar
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TLO Melbourne (560266) trading as The Loan Operator, Steve Morrison (387547) and Ben Behar (469505) are credit representatives of NewCo Financial Services Pty Limited Australia Credit Licence 385054.
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