Our learning hub offers a variety of tips, tricks and strategies to help you kick-start your investments.
Have a read through the blog posts, calculate answers or download some free resources for insider mortgage and lending advice.
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Answers to your Questions
Did you know that having a $5,000 credit card limit can drastically reduce your borrowing capacity?
Clear your credit card and consolidate them into your home loan to reduce your monthly outgoings, commonly referred to as debt consolidation. There is more you can do to reach your goals
Two-thirds of borrowers could save by refinancing: report
Home owners hoping for rate relief in July may be disappointed, but it’s still possible to score a rate cut of your own by refinancing. Despite this, plenty of borrowers are sticking to an old loan – and it could be costing them.
Small deposit? 50,000 Home Guarantee Scheme spots just opened up
Growing a 20% deposit isn’t just challenging. It can be a (very) long slog. Fortunately, 50,000 new places in the popular 5% deposit Home Guarantee Scheme just opened up on July 1. Here’s how to secure your spot.
How to make an offer on a home
Finding the property that’s right for you and your budget is an exciting milestone! But what happens next? We explain how to make an offer and seal the deal.
Welcome back! Home lending jumps as first home buyers return
Here’s some warming news for winter – first home buyers are making a welcome return to the property market. Several factors suggest the stars may have aligned to make now a good time to take that first step on the property ladder.
Australian home price average tops $1 million
Property values nationally have passed a major milestone with the average home price pushing through the $1 million mark for the first time ever. Have you been putting off buying? If so, here’s how to get the ball rolling.
How you could boost your home’s value by $118,000 (and save on bills)
With winter temps falling, chances are your power bills will rise. This helps explain why buyers are willing to pay 14% extra for energy-efficient homes on average. Here’s how to give your place a ‘green premium’.
Plot twist: home owners keep repayments on hold as rates fall
Despite two much-awaited rate cuts this year, plenty of Australian households are keeping their mortgage repayments on hold – and it could see them save in long-term interest costs.
RBA cuts the cash rate for the second time this year to 3.85%
Australian borrowers have received another reprieve with the Reserve Bank of Australia (RBA) today cutting the cash rate by 25 basis points to 3.85%. How much could this decrease your monthly mortgage repayments?
Fact or fiction: do property values double every 10 years?
It’s a common belief that real estate values double every decade. But is this true? New research reveals how much home values have increased over the past ten years.
Albo re-elected: what’s on the board for home buyers and owners?
The votes have been cast and it’s clear Labor will hold the reins of federal government for another 3-year term. We look at what this may mean for first home buyers and current home owners.
CALCULATORS
Explore our popular range of calculators to work out your home loan repayments, stamp duty, savings targets, budget planning, purchase and selling costs, offset account savings and more.
Loan Repayment Calculator
What do I have to pay per month, fortnight or per week for my home loan?
Borrowing Capacity Calculator
Get and indication of how much you can borrow from our lending panel
Online Budget Planner
Work out what you spend versus what you earn – how much is leftover to save?
Compound Interest Calculator
Our calculator can show you the power of compounding interest on your savings?
Home Loan Offset Calculator
How much interest can you save by offsetting your savings against your loan?
Credit Card Calculator
See how quickly you can pay off your credit card debt by making extra repayments?
Extra Repayment Calculator
Learn how extra repayments can save you time and money on your home loan?
How Long To Repay Calculator
Work out how long it will take you to be mortgage free?
Income Tax Calculator
Will help you calculate what you earn after tax – your net income.
Interest Only Calculator
Calculate the true cost of taking out an interest only home loan
Lump Sum Repayments
Can I pay a lump sum? How does it affect my loan?
Home Buying Costs Calculator
Calculate upfront and ongoing costs when buying your new home.
Property Selling Charges
Calculate the costs associated with selling your property.
Increase Your Savings
By making regular deposits work out what your future savings will be?
Stamp Duty Calculator
Calculate the stamp duty on any property bought in Australia.
Rent vs Buy Calculator
The age old question, do I rent or do I buy a property in which to live?
Resources
There’s a lot, you need to get your head around, when comes to buying a house and getting a home loan. That’s why we’ve assembled these free resources, to help you successfully navigate The Property and Finance Minefield. (Subtle plug of my book written for the first time home owner and property investor)
Sign up for our free ebook!
How to Avoid Property Headaches and Financial Hangovers
The Property & Finance Minefield
Features answers to your questions from our team of experts:
- the art to finding and buying a property
- go from financial fear to what’s possible
- how borrowing and finance works
- find out what banks look for in your application
- protect everything you build and work hard for
- tricks to eliminating your mortgage debt fast!
