Our learning hub offers a variety of tips, tricks and strategies to help you kick-start your investments.
Have a read through the blog posts, calculate answers or download some free resources for insider mortgage and lending advice.
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Answers to your Questions
Did you know that having a $5,000 credit card limit can drastically reduce your borrowing capacity?
Clear your credit card and consolidate them into your home loan to reduce your monthly outgoings, commonly referred to as debt consolidation. There is more you can do to reach your goals
Good news for buyers – surge in homes hitting the market
If you’re in the market for a home, you may have noticed there hasn’t always been a whole lot of choice in recent months. Fortunately, it looks like property listings are really starting to pick back up. Here’s how to make the most of the increase in choice.
Double trouble! RBA lifts cash rate by another 25 basis points to 4.10%
More bad news for mortgage holders around the country: the Reserve Bank of Australia (RBA) today raised the cash rate for the second time this year to 4.10% in a 5-4 split decision vote. How might this impact your monthly mortgage repayments?
Roll up those sleeves – a renovation renaissance is slated for 2026
A renovation boom may loom, with plenty of home owners choosing to renovate rather than relocate this year. So if you have plans for home improvements, it’s worth knowing how to fund your project.
How high are property prices predicted to go in 2026?
After a lengthy run of rising prices in 2025, some pundits are tipping property prices could keep climbing in 2026. Today we’ll take a sneak peek inside the experts’ crystal ball - and what it could mean for your home buying plans.
RBA hikes the cash rate by 25 basis points to 3.85%
Bad news for mortgage holders around the country: the Reserve Bank of Australia (RBA) today raised the cash rate by 25 basis points to 3.85%. Today we’ll look at why it did so, and how this rate hike could impact your monthly mortgage repayments.
Which generation tops housing wealth in Australia?
Myth busted! Baby Boomers no longer own the bulk of housing wealth in Australia. We reveal who does, and how you could get started in the property market.
Thinking of a tree change? You might find more affordable homes
Growing numbers of younger Australians are opting for regional living, and part of the lure of a 'seachange' or 'treechange' can be the chance to get more bang for your buck.
How much do you need to earn to buy a home in 2026?
Sure, saving a deposit is important, but your income can hold the real key to getting into the market. That’s because it shapes your borrowing power.
How first home buyers can buy up to five years sooner
As home prices climb higher, first home buyers can feel like the goal posts are continually shifting further out of reach. But there is a way to cut years off the time taken to buy a home.
Offset accounts surge as homeowners race to beat higher rates
Who wouldn't want to save on home loan interest and pay off their mortgage faster? Homeowners are increasingly turning to offset accounts to do just that. So today we'll look into whether an offset account could benefit you.
CALCULATORS
Explore our popular range of calculators to work out your home loan repayments, stamp duty, savings targets, budget planning, purchase and selling costs, offset account savings and more.
Loan Repayment Calculator
What do I have to pay per month, fortnight or per week for my home loan?
Borrowing Capacity Calculator
Get and indication of how much you can borrow from our lending panel
Online Budget Planner
Work out what you spend versus what you earn – how much is leftover to save?
Compound Interest Calculator
Our calculator can show you the power of compounding interest on your savings?
Home Loan Offset Calculator
How much interest can you save by offsetting your savings against your loan?
Credit Card Calculator
See how quickly you can pay off your credit card debt by making extra repayments?
Extra Repayment Calculator
Learn how extra repayments can save you time and money on your home loan?
How Long To Repay Calculator
Work out how long it will take you to be mortgage free?
Income Tax Calculator
Will help you calculate what you earn after tax – your net income.
Interest Only Calculator
Calculate the true cost of taking out an interest only home loan
Lump Sum Repayments
Can I pay a lump sum? How does it affect my loan?
Home Buying Costs Calculator
Calculate upfront and ongoing costs when buying your new home.
Property Selling Charges
Calculate the costs associated with selling your property.
Increase Your Savings
By making regular deposits work out what your future savings will be?
Stamp Duty Calculator
Calculate the stamp duty on any property bought in Australia.
Rent vs Buy Calculator
The age old question, do I rent or do I buy a property in which to live?
Resources
There’s a lot, you need to get your head around, when comes to buying a house and getting a home loan. That’s why we’ve assembled these free resources, to help you successfully navigate The Property and Finance Minefield. (Subtle plug of my book written for the first time home owner and property investor)
