Our learning hub offers a variety of tips, tricks and strategies to help you kick-start your investments.
Have a read through the blog posts, calculate answers or download some free resources for insider mortgage and lending advice.
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Answers to your Questions
Did you know that having a $5,000 credit card limit can drastically reduce your borrowing capacity?
Clear your credit card and consolidate them into your home loan to reduce your monthly outgoings, commonly referred to as debt consolidation. There is more you can do to reach your goals
Decisions decisions… Fixed-rate vs variable home loan rate
Amid growing expectations of rate cuts in 2025, sticking with a variable home loan rate can seem like a no-brainer. But not so fast. Locking in your home loan rate can also have upsides, including the potential for a lower rate right now.
House, apartment or townhouse? The pros and cons of each
There’s much more to property in Australia than just houses or units. And if you’re in the market for a home or investment property, it helps to know your townhouses from terrace homes so that you can choose a place that’s suited to your goals and needs.
Three financial New Year’s resolutions to tackle 2025 head-on
How are your New Year’s resolutions coming along? If you’re like most people, they’re likely related to health, fitness or abstinence. But why not consider a financial one too? Here are three resolutions worth considering for 2025.
Merry Christmas! And thanks for your support in 2024!
With the holiday season upon us, we’d like to express our heartfelt thanks to all our amazing clients for your trust and support throughout 2024.
Have you refinanced recently? It could be time this summer break
If you haven’t looked into refinancing since the start of higher interest rates, it might be time to ask yourself ‘why not?’ New research shows it could be time to try again - especially if you want to start 2025 off on the right foot.
How did property prices go in 2024? And what’s tipped for 2025?
As we head towards the end of 2024, let’s take a look at how property markets performed over the last year – and discover what the experts say may lie in store for home prices in 2025.
Thinking of buying a holiday home? Here’s what to weigh up
The coming weeks will see millions of Aussies enjoy a well-earned getaway, and for some, a memorable holiday will inspire plans to buy a holiday home. But is it a good idea? And can a weekender still stack up financially? We explain what to consider plus tips to fund a vacation property.
Thinking of installing a swimming pool for summer?
There are few better ways to beat the heat than floating in your very own pool. With a range of price points to choose from, a pool can be affordable, but will it add value to your property? And how will you pay for your backyard oasis?
Buying land to build on later: what you need to know
You’ve seen the perfect piece of land but you’re not quite ready to build. No problem – a land loan can be a handy finance solution. However, it can work a bit differently from a regular home loan. Here’s what you need to know.
Do you really need a building inspection?
Your home is possibly the most valuable asset you will ever own. So it’s worth taking precautions to help ensure you buy a place that has a clean bill of health, free from budget-busting hidden nasties.
CALCULATORS
Explore our popular range of calculators to work out your home loan repayments, stamp duty, savings targets, budget planning, purchase and selling costs, offset account savings and more.
Loan Repayment Calculator
What do I have to pay per month, fortnight or per week for my home loan?
Borrowing Capacity Calculator
Get and indication of how much you can borrow from our lending panel
Online Budget Planner
Work out what you spend versus what you earn – how much is leftover to save?
Compound Interest Calculator
Our calculator can show you the power of compounding interest on your savings?
Home Loan Offset Calculator
How much interest can you save by offsetting your savings against your loan?
Credit Card Calculator
See how quickly you can pay off your credit card debt by making extra repayments?
Extra Repayment Calculator
Learn how extra repayments can save you time and money on your home loan?
How Long To Repay Calculator
Work out how long it will take you to be mortgage free?
Income Tax Calculator
Will help you calculate what you earn after tax – your net income.
Interest Only Calculator
Calculate the true cost of taking out an interest only home loan
Lump Sum Repayments
Can I pay a lump sum? How does it affect my loan?
Home Buying Costs Calculator
Calculate upfront and ongoing costs when buying your new home.
Property Selling Charges
Calculate the costs associated with selling your property.
Increase Your Savings
By making regular deposits work out what your future savings will be?
Stamp Duty Calculator
Calculate the stamp duty on any property bought in Australia.
Rent vs Buy Calculator
The age old question, do I rent or do I buy a property in which to live?
Resources
There’s a lot, you need to get your head around, when comes to buying a house and getting a home loan. That’s why we’ve assembled these free resources, to help you successfully navigate The Property and Finance Minefield. (Subtle plug of my book written for the first time home owner and property investor)
Sign up for our free ebook!
How to Avoid Property Headaches and Financial Hangovers
The Property & Finance Minefield
Features answers to your questions from our team of experts:
- the art to finding and buying a property
- go from financial fear to what’s possible
- how borrowing and finance works
- find out what banks look for in your application
- protect everything you build and work hard for
- tricks to eliminating your mortgage debt fast!
